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In the fast-paced world of real estate, navigating the complexities of property transactions can be daunting. Whether you are a first-time buyer, a seasoned investor, or a landlord, enlisting the services of a property specialist can be an invaluable asset.

These professionals, such as CrowdProperty, possess a wealth of knowledge and expertise, allowing them to guide you through every step of the process and help you make informed decisions. In this blog post, we will explore ten compelling reasons why hiring a property specialist in the UK is a wise investment.

Expert Guidance and Support

When it comes to property transactions, having a knowledgeable and experienced guide by your side can make all the difference. Property specialists understand the UK property market in-depth, including local regulations, trends, and pricing.

They can provide valuable insights, helping you make informed decisions based on your needs and goals. Whether you are buying, selling, or renting, their expertise can streamline the process and ensure you achieve the best possible outcome.

Access to Exclusive Listings

One of the significant advantages of hiring a property specialist is gaining access to a wide range of exclusive listings that may not be publicly available. These professionals often have access to a network of contacts, including property developers, estate agents, and other industry insiders.

Working with a property specialist increases your chances of finding the perfect property that meets your requirements, even before it hits the market. This access can give you a competitive edge and help you secure desirable properties in a highly competitive market.

Negotiation Skills

Negotiating the best deal requires a delicate balance of market knowledge, persuasive skills, and confidence. Property specialists are well-versed in the art of negotiation and can act as your advocate during price discussions, contract terms, and other crucial aspects of the transaction.

With their expertise, they can help you achieve favorable outcomes while ensuring that your interests are protected. Their objective perspective can be especially valuable, preventing you from making impulsive decisions or overpaying for a property.

Time-Saving

Searching for a property, arranging viewings, conducting research, and handling paperwork can be time-consuming and overwhelming. By hiring a property specialist, you can delegate these tasks to a professional, freeing up your time to focus on other important matters.

Property specialists have the resources and systems to efficiently manage the entire process, saving you from the stress and hassle associated with property transactions.

Market Insights and Trends

Staying up to date with the ever-changing property market is a daunting task for anyone not involved in the industry daily. Property specialists have their finger on the market’s pulse and can provide valuable insights and trends.

They can analyze data, interpret market indicators, and help you understand your property transaction’s potential risks and opportunities. Their knowledge can empower you to make informed decisions that align with your financial goals.

Access to Professional Networks

Property specialists have established professional networks that can benefit you during various stages of a property transaction. They can connect you with trusted mortgage brokers, conveyancers, surveyors, and other professionals required throughout the process.

These connections can save you time and effort in finding reliable service providers. Moreover, property specialists often have a good rapport with local authorities, enabling them to navigate potential bureaucratic hurdles and ensure a smooth transaction.

Proper Valuation

Determining the accurate value of a property is crucial when buying or selling real estate. Property specialists have the knowledge and expertise to conduct comprehensive property valuations, considering location, market demand, condition, and recent sales.

Their professional appraisal can help you avoid overpaying or undervaluing a property, ensuring that you make informed decisions based on market realities. With a property specialist’s assistance, you can confidently negotiate, knowing the actual value of the property in question.

Legal Compliance and Documentation

Property transactions involve a multitude of legal requirements and documentation. Navigating the legal landscape can be complex, from contracts and title deeds to compliance with local regulations.

Property specialists are well-versed in these legalities and can guide you through the process, ensuring that all necessary documents are in order and deadlines are met. Their attention to detail minimizes the risk of errors or oversights that could lead to legal complications in the future.

Tailored Property Search

Each individual or investor has unique requirements and preferences when it comes to property. A property specialist takes the time to understand your specific needs, budget, and long-term goals.

With this information, they can narrow down the options and present you with a tailored selection of properties that align with your criteria. This personalized approach saves you from wasting time on properties that do not meet your requirements, allowing you to focus on the most promising options.

Peace of Mind

One of the most compelling reasons to hire a property specialist is the peace of mind it offers. Property transactions can be stressful, and having a professional handle the intricacies can alleviate much of that burden.

From the initial search to the final closing, a property specialist ensures your interests are protected, mitigates potential risks, and provides expert advice at every step. This peace of mind allows you to navigate the property market and make informed decisions confidently.

Conclusion

Hiring a property specialist in the UK provides numerous advantages, from expert guidance and access to exclusive listings to time-saving and peace of mind. These professionals deeply understand the property market and negotiation skills to secure the best deal for you. By leveraging their knowledge, connections, and expertise, you can confidently navigate the complexities of property transactions. Whether you are a first-time buyer, a seasoned investor, or a landlord, enlisting the services of a property specialist is a wise investment that can save you time, money, and stress while maximizing your chances of success in the real estate market.

Are you a renter looking to transition to the role of a landlord? Do you think you have what it takes to keep up with rent collection, home inspections, and tenant complaints? This step-by-step guide to buying your first-income property can help you better navigate the task of being a property owner.

Is Rental Property the Right Investment for You?

Although owning rental properties is one of the most stable forms of investment, it isn’t for everyone, or at least not right away. Thus, it would be best if you didn’t dive into the industry simply because everyone else is doing it. Real estate is a capital-intensive venture you should only embark on based on your state of mind, finances, and risk aversion.

Real estate is right for you if:

• You’re ready to be a landlord
• You don’t mind investing long-term
• You value stability

Real estate isn’t right for you if:

• You want to get rich quick
• You need liquidity
• You’re not ready to deal with tenants

5 Steps to Buying Your First Rental Property

1. Do Your Research

Research is essential for any business owner to thrive. You must be ready to do your homework and find out what you need to succeed as a property owner, especially if you’re buying your first one. While there are some things you’ll have to learn on the job, going in with an idea can help you navigate hurdles better. You should compile a list of questions to research on the internet or ask experienced real estate professionals. For example, would you like to invest in a single-family unit or a condo? How does that rental property perform in your chosen location? Also, it would help to decide whether you’ll manage the property yourself or hire a qualified property manager to handle your rental investment property.

2. Get Your Finances in Order

As we highlighted earlier, real estate is a capital-intensive venture, so you must prepare aptly. If you have personal debt, you might want to consider paying those off first. Too much debt can make getting a loan with reasonable rates harder. Besides, it might be hard for you to keep up with monthly mortgage payments. At this stage, you should start evaluating your financing options. A bank loan might not be the best solution for everyone. If you’re a good negotiator, you may consider seller financing. Of course, you can pay cash upfront if you have enough to spare.

3. Find the Right Property

Your first rental property can make or sink your portfolio. Hence, you must find the right one. The key word during your search is location. Prime location often translates to higher income for the property owners. Thus, it would be best if you were looking for things that attract renters. As a tenant, what informed your decision of where to live? Was it close to your office, good schools, and the city? Remember that people are willing to pay more for neighborhoods with an excellent walkability score. Gyms, laundromats, supermarkets, and bus terminals can contribute to your walkability score. The more errands people can complete on foot from your rental, the better.

4. Estimate Your Expenses

Before committing to any rental property, you should estimate your expenses. One of first-time property owners’ most common mistakes is underestimating their rental costs and undercharging tenants. You need to take a holistic approach when calculating your operating costs. Most landlords will account for repairs, utilities, staff salaries, loan mortgage, and property taxes. However, it’s easy to ignore travel expenses, employee gifts, and HOA fees. With these expenses in mind, you can create an accurate budget and ensure your cash flow remains positive. Also, it can help you take advantage of tax deductions.

5. Know Your Landlord’s Duties

As a tenant, you might think your landlord has it easy. After all, they only remind you when it’s time to pay rent and come around occasionally to make repairs. However, being a landlord is an active job and managing a rental property requires a lot of attention. Besides the apparent roles of collecting rent and making repairs, you need to schedule maintenance and pay utilities. When your units are vacant, you have to put out ads, screen tenants, and sign a valid lease. Also, you need to be aware of state laws regarding habitability, security deposits, and much more. With so many responsibilities, you should consider leaning on the help of other real estate experts.

Conclusion

That’s our step-by-step guide to buying your first income property. Moving from tenant to landlord is a big transition, and we hope this article clarifies what you need to do. However, before taking these five steps, you should consider if real estate is right for you. Remember that your first rental property will set the pace for the rest of your business. Thus, it would help to rely on an expert property manager when you need it.

Trading is all about risk vs reward. It is because trading without leverage increases potential rewards exponentially. Still, the same multiplier applies to losses, meaning that should the price suddenly move against you, your loss will be exponentially more significant than your profit should the price suddenly turn around in your favour.

Position trading is one of many forms of trading available and falls under the umbrella of ‘algorithmic trading’. Position traders make trades on a slower time scale than day-traders or swing traders – using indicators that give them buy/sell signals at longer intervals (orders can last for months rather than minutes).

Indicators that are used include moving averages, Ichimoku Clouds, Bollinger Bands and RSI. A typical position trade will utilize all of these indicators to give a buy signal at the lowest point in a downward trend and a sell signal when prices return to an upward trend after touching the bottom of a downward one.

Once you have your signals, you’ll need to make sure to place an order with your broker. It is where things get tricky for new traders – most brokers only accept market orders, not limit orders.

Market Orders:

A market order will execute an order at whatever price it finds on the other side of the trade – so should you put in a market buy order when RSI is giving an oversold signal. Still, someone has already put in their sell-order at the current low price; then your buy-order will be executed at this ‘market’ price, not the price you set when placing your order.

Limit Orders:

A limit order is where you set a take-profit or stop loss for your position and only execute the trade should prices reach this point. For example – if RSI is giving an oversold signal, Bollinger bands are tightly around the current price. It’s not safe to place a market buy order yet as there could be considerable downside before any upward trend begins. Instead – try putting in a limit buy order at 1% below the current market value. This way, if prices drop suddenly due to news etc., your position will only be executed once markets return to their normal range.

Common Position Trading Strategies

Traders who use position trading methods can focus on the long-term picture rather than reacting to short-term market noise. Position traders disregard minor trend fluctuations. Therefore they need strategies that are rooted in rationality and analysis.

Breakout Trading Strategy

Traders in a breakout trading strategy wait for the price line to cross a support or resistance level. When the overhead resistance is broken, the trader enters an extended position. Conversely, when the price breaks through the support line, he closes his trade. This trading technique will pay off if you are adept at detecting recurring support and resistance levels.

Pullback and Retracement Trading Strategy

The fact that traders use pullbacks to plan entry demonstrates how important they are in the market. Traders look for pullbacks in their trading techniques to guide their entry. The policy is to buy low and sell high, which means you should buy low and sell high when the price drops during a pullback. When the price drops during a pushback, traders enter the market.

Range Trading

When the price moves within periodical highs and lows, traders employ a range trading method without any apparent trend. Traders utilize price range methods to identify oversold assets to buy and overbought assets to sell.

Conclusion

Position traders rely on fundamental and technical analysis to understand the market movement. These techniques aren’t simple to follow, especially for inexperienced investors, but if you’re interested in positional trading, they’ll help you become more comfortable with your decisions.

If all of that sounds a bit complicated, then don’t worry – it is! Trading isn’t for everyone, and I’d recommend starting by reading as much material on investing as you can before making any moves. A perfect place to start learning about trading is at Saxo Bank. Check them out!

If you want to increase the sales in your business, then extending credit is an excellent opportunity for you in this regard. Cash is very important in any industry. But the important thing is where the money will come from in your business?

This article will discuss how to improve cash flow with factoring and invoice finance in 2021.

What Is Factoring?

When accounts receivables are sold, it is known as factoring. Businesses can sell their invoices and then make cash flow instantly rather than waiting for them to pay the company. If you are having trouble in the cash flow situation, this can solve your problem as a business. Factoring started back in the 15th century, and it is still being utilized in industries to maintain cash flow.

Advantage

The advantage of factoring is that the factoring company which will purchase your receivable will take the title to the invoices and will collect them when they are due. The company will be responsible for all the costs and the work that manages the debt from customers.

Disadvantage

There is one disadvantage to factoring, and it is that it’s not inexpensive! This process is utilized with growing businesses that are having cash flow problems temporarily. But if you are a business with cash flow problems in the long run, then this is not a good thing for you to implement in your company.

Benefits Of Factoring

1. Instant Cash

Factoring is a good way to instantly improve the cash flow in a company because it brings in quick cash. As a business, you can receive immediate payment in cash after invoicing a customer order at the time of shipment. The turnaround time is only 24 hours. When a business is making a purchase of invoices for the first time, it will take at least two weeks to check the credit ratings.

2. No Debt

There is a misconception about factoring that it is a loan. To clear out all the doubts in your mind, it is not a type of loan, but it is a sale of assets in the form of invoices. If you are a company that does not want to indulge in more debts, then it is a good option for you if you are looking for an alternative way to finance your company.

3. Fewer Collections

In factoring, the seller does not have any responsibility for collection because the company will purchase all the rights in the invoices. The factoring company will be responsible for the debt collection, but in the end, you will be the one who is liable to pay any part of the cash price that was not collected.

Conclusion

If you are looking for an alternative way to finance your company in the short term, then factoring is a good option for you in this regard. But if you are not a company with long-term cash flow, then it is not recommended for you because it can cause trouble for you as a small business. Otherwise, it is a great way to bring quick cash flow into your organization.

People, for their nature, are in a constant quest for finding ways for making money or profiting from their capital. Due to the recent events though, this attitude has begun to be predominant for those restricted at home, and that’s how online stock trading began its unstoppable rise.

Between the many broker firms you can find online, there are some which may be considered more trustworthy than others. Traders tend to make a difference between regulated brokers and non-regulated ones, and for a good reason: brokerage services which are not regulated by a regulator lead often to scams and money-losses.

That’s why today our focus will be addressed towards one of the most famous regulated brokers available online: eToro.

In this eToro review we’ll discuss main features related to the eToro trading platform, regulation, fees and everything you need to know before start trading with it.

eToro: Why It’s Safe

Born in 2007 as “Retail FX” in Tel Aviv, this brokering service has now reached and surpassed $800 million in value and it’s used by +10 millions people across the world.

This achievement has been reached for many reasons, and one of these is surely being a very well-regulated broker. In fact, eToro has a presence worldwide with many offices across the world and different entities for different regions, and each one of those are regulated from local and internationally recognized top-tier regulators such as CySEC, ASIC, FCA and FinCEN.

Additionally, this broker offers high protection standards for its client’s funds. We’re speaking in regards to two measures enacted by eToro: negative balance protection and segregated accounts.

While negative balance protection consists in an automatic block of the trader’s balance before it goes in red, segregated accounts are an extra-precautionary measure useful in the unlikely case of the broker’s bankruptcy. With segregated accounts, traders’ money cannot be touched by liquidators or anyone else outside of the one who made the deposit, because they’re the only one allowed to access the bank account.

eToro: Why It’s Famous

eToro has become an international phenomena for plenty of reasons, but one of the strongest has always been related to that revolutionary idea called Social Trading.

This brokerage service has implemented autonomously a proprietary trading platform which has integrated many features inspired by main social media. Once you’ve opened eToro, you’ll find that assets are treated like Facebook’s posts or tweets, with other traders discussing and arguing on the last news regarding it.

Furthermore, what really made eToro’s fortune has been the most iconic feature of all: the Copy Trading.

This innovative feature made it possible, even to the less experienced trader, to copy other traders and their portfolio in an automated way. In fact, once enabled this feature opens any position opened in the selected portfolio, and so it will be for any future position.

Those targeted by this feature are usually a part of what we’d call “Influcencers” if we were on a social platform, but here they are called Top Investors. These kinds of traders are a sort of peculiar asset and you can invest in them depending on their risk level and your profit aims.

If you are a new trader though, we strongly suggest you to pick a Top investor with a low risk ratio.

eToro: Before You Start

If you want to start trading by opening an account with eToro, you can do it by doing a minimum deposit of only $50 if you’re a US resident. If you don’t want to commit and invest money straight away, this is not the only way to start.

As a matter of fact, eToro allows you to open a free demo account. By using this form of trading, you’ll be able to practice how much you want, without fearing making mistakes that will lead you to lose money.