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Are you worried about the upcoming tax season? Are you just dreading getting all of your documents in order and calculating costs, expenses, and other financial details? When deadlines inch closer and closer, and you are not equipped with financial expertise, you want help, and you want it fast. There is nothing worse than being unprepared for the onslaught of tax returns and documentation that comes at the end of the year. For your preparation of financial statements in Calgary, you need the best of the best. Whether you have business needs, or require individualized assistance, highly qualified, professional accounting services can help you every step of the way. Fortunately, there are reputable services and staffers waiting to guide you through every step of the year-end process

Prep With The Best

With a professional accounting services company, you can rest assured knowing that the most highly-qualified and skilled experts are working with you and for you. These employees know how to sufficiently prepare and plan all of the aspects of annual bookkeeping, so they can provide top-performing assistance. With a wealth of knowledge, including expertise in the Canadian Income Tax Act and its obligations and regulations, businesses and individuals trust these professional accountants to handle all of their tax needs. With all of the required paperwork and actions, not to mention the national rules for filing taxes, things can seem overwhelming. Do yourself and everyone else a favor and trust the experts to walk you through every detail.

Trusted And Reliable Assistance

While dealing with the final preparations for tax filing is a concern for both people and businesses, there is also the financial planning that needs to go into next year. Reliable accountant specialists can work with you to develop a strategy that will guarantee a maximum investment return for you, as well as minimize added expenses and headaches. They have the trusted expertise you are looking for when handling the preparation of financial statements. With so much paperwork and documentation to locate, organize, and submit, why not depend on someone whose main focus is just that? Entrusting your financial statements with someone who has the certifications and appropriate training will help you secure your monetary assets and financial well-being. These benefits can set you on a path to financial stability for years to come.

Efficiency for Everyone

Finally, these accountants can be a wonderful advantage to anyone. Business owners use these professional services for all of their financial organizing tasks, such as keeping logs and records orderly and accurate. Individuals who employ these services for their particular financial circumstances no longer fret tax season, for they are armed with an experienced and qualified tax expert. It is about time that you enjoyed the ease, convenience, and reliability of such professionals.

The key aspect for maintaining an excellent investment portfolio is investment analysis and monitoring. These processes are generally defined by the portfolio valuation service, which may also cater to fund managers, shareholders, limited partners, beneficiaries or holding companies.

All stakeholders are very demanding these days and they are constantly requesting for reports on the development of the portfolio companies. This often includes sporadic assessments and NAV (net asset value) calculations. When you are selecting a valuation service, you will have to check out their frequency of checking the NAV. Some services may offer monthly analysis, whereas others may offer quarterly or annual NAVs. There is an urgent need to identify the best valuation service because there are many services that may not give the desired reports in the manner that you need them. Independent and trusted analysis is the need of the hour these days—mainly in the corporate world. When you are investing your money in various companies through a fund manager, you will find that they can be biased in their valuation. In such instances, getting the valuation done by third-party services is really a good idea.

Monitoring the portfolio is always based on the analysis and evaluation of the different portfolio companies. There are two key aspects that a valuation service should look out for — the financial aspects and the soft factors. The financial aspects of the valuation are important, but the soft factors or the qualitative factors are also equally important. During monitoring or evaluation of the portfolio, you may have come across some very important terms such as the market environment, which generally comes under soft factors or the qualitative factors. When you sit face-to-face with the valuation service executive for the very first time, you will have to make sure that you are interested in the product.

Valuation and reporting go hand in hand, but there are different methods used for valuation and reporting. Look out for portfolio valuation services that provide your quarterly and annual reviews. They should also be providing you with summaries and overviews of evaluated companies. Valuations generally follow strict guidelines so that there is no ambiguity what so ever. Typically, the valuation follows the IPEV valuation guidelines. IPEV stands for International Private Equity and Venture Capital Valuation Guidelines. Some valuation services may also adhere to the AIFM Alternative Investment Fund Managers Directive guidelines. When the valuation firm adheres to the IPEV and the AIFM guidelines, the company will surely meet all independent valuation needs.

Since valuation is a very important process, selecting the right valuation company or individual is paramount. There are thousands of valuation companies and individuals, but all of them may not have the expertise and experience. For most valuation companies, efficiency and competitiveness go hand in hand. So, you will find that rates are very competitive these days. Valuation experts who have decades of experience in valuation are always preferred to do the valuation of your portfolio. Also, valuation experts who provide an entire gamut of valuation under one roof are always selected these days.

Image Source: http://www.ft.com/cms/s/0/14460750-4835-11e3-a3ef-00144feabdc0.html

With the world leaning significantly towards all things tech, technology companies are seeing rapid growth by the minute. In 2013, the US witnessed bulk IPOs from the tech industry, a marked improvement since the temporary dip during the 2009-2010 recession.

Much has been written about who came out as clear winners amongst tech IPOs. But, if you pay less attention to the success stories of individual companies and take a step back, you’ll see how tech companies are taking over the bigger picture.

Out of the 222 companies that went public in 2013, 45 were tech companies.

That said, let’s take a look at why diverting your attention to tech IPOs can prove to be a good idea:

Tech Companies Are Storming The IPO Market

2015 Tech IPO Candidates

After Alibaba filed to go public in September 2014, the IPO market saw the technology industry chasing new horizons. The market is now bustling with news from a number of tech enterprises who are positive to go public soon. With leading companies like Palantir, Dropbox, Spotify, Cloudera, Good Technology, Airbnb, and Deem looking to go public in 2015, the technology industry will soon be making waves in the IPO market.

Tech IPOs Are The New Black

The growing need for cloud computing, database management, and software is helping companies build a strong client base. This, coupled with a fast-growing Internet, is sending technology concerns down the IPO road, expanding the market significantly. Add that to the growing dependency of other industries on the technology sector, and you have an exponential growth forecast for tech ventures.

A List Of Startups In The Top IPO List

A number of startups across the US and the rest of the world are rapidly climbing the industry ladder. Companies like Airbnb, Snapchat, and Square are slowly shedding their private skins and taking daring risks by entering the stock market. This can be beneficial to you, because these startups are valued at an average of $5 billion and tend to offer stocks at a relatively low rate.

Successful Tech IPOs In The Past

With Alibaba named the biggest initial public offering in the history of IPOs, the stock market has been showing a favorable inclination towards the tech industry. But, the Chinese e-commerce giant was not the only tech company to launch a grand opening.

Zendesk, a customer service software company, witnessed a swift shift from its initial share price of $9 to $20-$25 in no time. The IPO success story of Twitter is another that has been brewing a new wave of tech IPOs around the world. While all tech companies might not make history, it is pretty evident that tech giants like Alibaba, Twitter, and Facebook have set the ball in motion for technology-based enterprises. The success of these tech giants in the past is a clear indicator why you should pay more attention to existing and upcoming tech IPOs.

If you aren’t convinced yet,  consider this tidbit – if you had invested $1000 in the initial public offerings of Amazon, Ebay, Yahoo, Google, Linkedin, and Facebook, this is what you would have made by 2013.

Image Source – http://www.statista.com/chart/1602/internet-ipos/

Don’t miss out on making big bucks on potentially successful tech companies again. Pay close attention to the tech IPOs that are lined up in the near future, analyze the company’s growth, financials, and market strategy. And as always, invest wisely.

How often have you stared at something at whatever store, feeling that you want it, but you kept telling yourself ‘no ‘because the price is a bit too steep? You don‘t need the item, per se, but you‘d definitely purchase it if it didn‘t cost so much or if the budget at your disposal would be with a few more zeros. Quite a lot, I imagine. As a student, that happens to me a lot, and I‘ve heard other people complain about the same problems. Things are just too pricey nowadays, and there‘s nothing we can do to change that. Sometimes we just have to let go of something we want.

Though, I have a remedy for that. Ever hear about Overstock? Yeah, that place that‘s literally overstocked with awesome stuff? Well, it has these things called overstock coupons which will definitely make your day a bit brighter. Just picture this with me for a second – you‘re staring at let‘s say a new laptop. You have a laptop already, but the thing‘s so slow you feel like years pass by before your operating system loads, hence why you‘d love to get that hardware upgraded to something more recent. Alas, you figure the price is too high to invest in something you don‘t necessarily need. But oh, wait, a bright light starts shining from the ceiling on you like it‘s the Martians trying to abduct you. Yeah, Mars Attacks never gets old. Yet, suddenly and totally randomly, a 20% off overstock coupon appears in the palm of your hand. Huh, maybe now you can afford to buy the laptop after all.

Overstock has a large assortment of things that can prove to be useful in one way or another, and what makes the deal even more approachable are the available overstock deals at your disposal. Saving financially is something that matters quite a lot, especially if you‘re someone who has to support not only yourself, but others like relatives or family. You can‘t just put yourself in a position where you buy something for yourself and end up not being able to buy diapers for your kid. People depend on you. However, there are in fact loopholes to this, like the deals I mentioned. Buy what you want, and you‘ll have money to spare for others! Pampering yourself once in a while is always a good thing.

With Christmas and the New Years approaching, you might as well grab one or two overstock promo codes to buy those presents for your kids and wife (or husband). You don‘t want your wallet to be empty after the holidays, do you? And you surely don‘t want to buy something small and be called cheap by your colleagues or friends. Remember what I said about pampering yourself? Well, buying something extra special for your family works wonders too! Your son‘s in college, and he‘s about to rip his hair out of his head in frustration because his laptop is slower than a snail. Save him the trouble – buy him a new one. College is hard enough as it is without having to worry about a slow computer.

Stress has become a big issue in the modern workplace, no matter what sector you work in, and the recent global economic recession has added to the strain that employees might be working under and that you, as their manager, have to deal with the fallout from.

Stress in the workplace manifests itself in a number of different ways. There can be a mood of general unhappiness among staff, resulting in poor productivity and workplace performance. Teamwork, critical to the effective functioning of a workplace, can be affected if one or more team members are under stress or if the whole team becomes stressed, leading to tension and arguments among colleagues who, under normal circumstances, would get along perfectly fine. Absenteeism can become an issue, with stressed staff members making excuses not to come into work or experiencing health issues arising from stress that prevent them from being able to come to work. A particular risk for employees working in a high-pressure environment is substance abuse. Employees might feel that they cannot cope with the stress caused by the workplace and turn to alcohol and drugs for quick relief. Someone under the influence of drugs at work poses a risk not only to themselves but also to those around them. Fortunately for management and employers, there are solutions available for combating potential substance abuse in the workplace. An oral fluid lab test is an easy way of determining if employees are under the influence of drugs at work.

Introducing such a program into the workplace requires the consent and cooperation of employees. If you are a proactive manager who engages positively with employees then you are in a position to persuade those working alongside you that a drug-testing regime is one that will be to the benefit of everyone. You have won the trust and support of your colleagues, and are therefore able to discuss a drugs testing regime in terms of the provision of a safe environment to work in. You will also be able to make the promise that anyone with substance abuse issues will be supported in their efforts to tackle those problems head on, and ultimately get their career back on track.

Causes of stress in the workplace can include the setting of unrealistic deadlines by management, a lack of communication between management and employees, and between employees themselves. Bullying, as well as the absence of teamwork, with individual staff members or managers feeling that they have to assume more responsibilities and work than they are capable of handling, can also be put under this category. It is vital that management identify possible sources of workplace stress and get to grips with them before they start to cause real damage to workplace morale and productivity.

In conclusion, it cannot be emphasized enough how important it is to initiate policies that deal proactively with workplace stress, to encourage employees to be forthcoming about any problems they might have, and to assure them that management takes those problems seriously and with the sensitivity that they merit.