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November 15, 2014

Do you look after your money?

All about moneyYou should think about this. Meanwhile I tell you a story.

One weekend my daughter was invited to the swimming pool with a friend’s family. The day was not so good for swimming because of the weather, however my daughter was enjoying it much.

But then she discovered that her money disappeared from her purse.

And she was not alone who did not find her money. A mother of her friend also had no money left. It might be done during the group was swimming and their bags were left unattended. But my daughter was quite lucky, because her iPhone was not touched.

When she returned home, we had a discussion that valuable things must not be left unattended. We reminded her that we always leave someone to look after our stuff, or lock it to secure, when we go somewhere. If you leave your things they can be easily stolen.

This was a simple example when a person did not look after her things very carefully.

So this returns us to my question. Do you always take care of your money? Or can you just allow someone take your things away?

Do you feel that using coupons is a shame or just not worth your attention? So in this way you let retailers take more of your money that it is necessary.

Do you forget to turn off your thermostat in order to save costs when you do not stay at home for weekends? Does it take much time or is it too difficult? In the same manner you can just throw away some dollars every week.

Do not you shop on sales just because you can afford buying things at their full price? It also means that you do not think how pricey your work is.

Do you take long-term credits if you know you can not pay them back? I was always a supporter of Direct Payday Loan Lenders UK at VitaLoans. It is much easier to return and they do not put you in the debt hole. So you should better think what to choose.

Do you watch all channels with your cable package or just pay for them? Nobody except you must monitor this.

Do you prefer only brand items and can not permit yourself to buy clothes and shoes in ordinary shops? I hope you feel cool about it, because it does not matter to anybody else.

Do you remember what plan package you have on your cell phone? But you should pay attention to this, because mobile phone providers often change the pricing system without notifying you.

Does it sound familiar to you to leave your money unattended? If you can catch yourself on any situations from the above, you must think about your money better. You should not forget how hard you work to earn them, and always respect your labour and money.

Please do not just give it away so easily. If you have too much, I can help you to respect it. (A joke)

So I ask you for the last time. Do you take enough care of your money? You should just begin doing this, and it will become a habit. It is not so difficult as you can imagine.

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October 28, 2014

Enhancing Your Portfolio With Commodity Trading

commodity tradingPersonal investments can take many forms. Depending on the income of the investor, his appetite for risk, the expenses that he is responsible for and the rate of return that he expects, his investment portfolio will contain different instruments of financial saving. In general some common investment opportunities include real estate, shares and bonds, gold in physical form or tradable bonds, and mutual funds with a systematic investment plan or SIP. Of late people have begun venturing in to the field of commodity trading as a retail investment as well.

What does Commodity Trading involve?

Commodities in the field of Commodity Trading refer to food, energy or metal products which are an important aspect of industrial production. These key commodities are important for development and thus people invest in them using different options. The first is a Futures Contract wherein an investor agrees to buy or sell a specific commodity at a given price in the future at an agreed date. Futures contracts can be drawn up for commodities such as crude oil, natural gas, gold, silver, and even agricultural produce such as wheat, corn and rice.

The trouble with a Futures Contract is that it is very high risk and also rather expensive for a single retail investor. This is where commodity trading companies can help. As a retail investor you open up an account with a commodity pool operator and this person or partnership invests the money collected from individual investors in futures contracts and options. They keep you updated with account statements and annual reports. You ride out the contract with the partnership and split the profits or losses as generated.

Other Instruments to Invest in Commodities

While some investors are happy allowing an expert to handle their daily buying and selling, others wish for a more hands on approach. In this case stock options are a good investment plan. Commodity stocks are easier to buy than futures contracts. They also employ the broker pattern, so if you are already using a broker for company stocks, you will find it easier to add on a broker for commodity stocks. You can also hold on to them or sell them at will based on what changes you see in the market as you track them. Needless to say this option offers you greater control over your investment.

If monitoring commodity stocks on a daily basis is an activity that you would rather not do, you can consider investing in Commodity Exchange Traded Funds. These track the price of a single commodity and use an index of futures contracts. So while you are not directly investing in a futures contract you can still get the benefits associated with investing in one. Not all commodities have Exchange Traded Funds associated with them, so your investment options in commodities via this instrument will be somewhat limited.

You can also invest in mutual funds as an indirect means of commodity trading by investing in a mutual fund that invests in the stocks of companies that are involved in commodity trading. This will allow you to be recipient of the trickledown effect in the profits generated and will also guard you against sharp losses. All in all commodity trading is an investment worth considering in your portfolio.

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September 9, 2014

Use All Your Resources Well for financial betterment

All financial resourcesYou have a number of resources available and it is up to you to make the best of them. By organizing your available resources you will know which one can be used for what task. You will avoid duplication and end up saving money. Take a look at how you do things today and then work out how you can do them better tomorrow. Small things can make a big difference over a long period of time, so no change is too small to be not considered.

Optimizing Use of Resources at Home

Home improvement projects are important; just don’t start something which is more cosmetic than useful. For instance structural reinforcement is important but getting new cushion covers every season is not. Using coupons is good; just don’t buy something you don’t need simply because you have a coupon to get it cheap. Just because you have a coupon to get tomato soup cans at half price is no reason to buy them when you hate tomato soup. Don’t pay for a service that you can get for free elsewhere, for instance some shops charge for home delivering groceries but others may do it for free. Learn to compare deals at different shops to get the best bargain possible, this is time well spent when you are being frugal, rather than time wasted.

Optimizing Resource Usage at Work

Start with getting to work in a car pool. This way you save money on fuel, make the carbon footprint a bit smaller and do your bit towards going green. You also get saved from the hassle of driving through traffic on your own every day. The company in the car makes for a more pleasant and relaxed drive. At work, check if you need all the phone lines you own. If your job requires you to be in the office the whole day, you don’t need a mobile phone. If however you have a job that takes you all over town, you may want to consider disconnecting the landline. Buy the office supplies and stationery you need in bulk. You know you will be using pens, pencils, paper and printer reams. So get them cheap while buying for the full year’s supplies. You save frequent trips to stock up on office supplies as well.

While ready cash is your most liquid resource, it is not the only asset you own.

An asset is a resource you own that can be used to generate more income for you. If you have a large space that you use only part of the time, you can rent it out to others. Your holiday cabin can be let out during the time you are not using it to generate more income on the side. You can use this rent for the general up keep and maintenance of the cabin. That way it pays for itself. Think about other assets you own which can be put to better use. It will surprise you to see how much extra income you can generate with a little creative thinking.

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July 29, 2014

Your Binary Options with EZ Trader

About Binary Options When we talk about performance and trust in the binary options industry, EZ Trader is one of the brokers who has won many traders over the years from all over the world.

Being one of the first binary options platform (they have their own trading platform which saves you time by avoiding the intermediary companies and offers unique trading systems), since 2008, EZ Trader holds the WGM (Win Global Markets), Services Ltd. of the year 2011, with the headquarters at Nicosia (Cyprus).

Amongst the advantages the company offers I can mention the fact that you don’t have to download any software on your computer, the EZ Trader platform is fully web-based, easy to use (alongside with the HELP and FAQ domains) and very user friendly.

If you activate an account at their platform you will benefit from free online consulting (it is very important that you can communicate with them with ease and they offer that in more than one language), you can contact them with ease through e-mail or by calling the international numbers available at their platform (7 in total at this moment).

Traders can benefit from mobile apps too, the user can use this app on iOS or Android, the app is called EZ Mobile. All you have to do is work with passion, inform yourself, always pay attention and you will succeed and multiply your income using one of the best platforms.

In this EZ Trader review you will also see the assets they offer and these are as follow: 58 stocks, 10 currencies, 19 indices and 4 commodities, overall you can benefit from 91 assets (at the beginning they had 44 assets but since 2011 they have almost double that number); these assets are composed from: indices, stocks, commodities and Forex.

Besides the doubling of the asset number available at EZ Trader they have improved the Lock-Out Period, Expiry Times and they offer more flexibility to your options, making your trades much easier to realise.

In this domain you must be very well informed and EZ Trader will help you find with ease every bit of news you might need to make the best trades for you.

Before every transaction you must read a lot, you must understand the process completely, you must know the terms, you must always create a strategy and then try your luck.

EZ Trader is ideal not only for traders that have already gathered a stock of knowledge about binary options, offering them safety and simplicity but also for the beginners, offering them information and substantial bonuses.

Even if at the first sight this platform used to give the binary options business more of a gamble look they have evolved a lot along the years and now they are a trustworthy binary options broker (being controlled by the CySec: Cyprus Securities and Exchange Commission can only confirm that they are serious).

You can read a full EZ Trader Review and find that there are bonuses which are offered to the traders without commissions draws in more every day and they are helped through free online consulting (24 hours a day, 7 days a week) and through the loyalty bonuses.

Some traders consider that true binary options brokers should offer good software and analysis tools and as much information about the assets as possible. The same traders consider that EZ Trader is focused too much on huge bonuses and low charging fees and for this reason the company may resemble a gambling casino.

The bonuses offered by EZ Trader are: for a minimum deposit of 500 you get a bonus of 250 and the wager is 25 times the received bonus (and the period of time in which you must obtain this volume are 90 days).

Considering the different assets and time frames they offer up to 95% return, all you have to do is pay attention and profit from their offers. Withdrawal time usually ranges somewhere between 5 and 7 days, you must be patient until you get your first winnings.

As you use EZ Trader’s platform you will learn more about binary options, invest wisely and enjoy the online experience offered by every transaction.

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July 1, 2014

Unusual post – Google’s latest Update become financial nightmare for the freelancers

financial freelancingRecently Google is getting very active in terms of their updates. Anywhere, anytime Google is updating their algorithm. Here those who are doing freelancing they are getting severely affected with these activities.

Those who were thinking Google is god has become demon now. They are not giving allegation to Google but they won’t feel the pulse of it, so the decision has become wrong & their business has getting hampered financially.

Being an internet freak i always love to read different contents so this article is the sum up of all the contents which i have read recently regarding the present financial conditions of the freelancer.

But here is one Questions towards Google, does these updates really help Google to stop spammy work, i don’t think so. Because those who are involved in this business they used to find an alternative way to get rid to this updates & they will continue their earnings. But those who won’t compromise about the quality work from the very beginning their earning will get hampered. Here goes the best possible ways to earn money through freelancing.

Sponsored posting: For me if you are posting anything informative & relevant for your website then there is no need to worry whether that is sponsored content or any normal guest posting. But make sure the linking webpage has to be relevant to the content, then i am sure Google will also like it.

Blogroll links: Blogroll links are nothing but the similar resources for the visitors, if your website is not able to give your visitors sufficient information the if your blogroll links can do so then go ahead with those links, it doesn’t matter whether that is paid of free.

Banner ads: Same thing will get repeat here, if your banners are relevant to your website then go ahead with that & make your website attractive.

Info-graphic ads: Info-graphic is the latest trend to provide information with pictures but here my opinion is every person if not equal to understand the same thing to make a small description which will say about your info-graphic so here uploading info-graphic also you can earn money.

Here i want to add one point those who are earning in their website by following all quality guidelines fixed by Google then their earning should not hamper but here it is. As those who were promoting their websites by creating back-links by following stated ways, they got panic with these present rumor that those links won’t get any value from Google & also linked sites in the contents will get penalized. But if you can give the explanation to yourself regarding any contents or link insertion in your website in terms of maintaining your site quality then i hope there is no need to worry about it.

So the purpose of writing is content not only to show the negative part of these updates but also to let all the webmasters & blogger know that informative & relevant contents are always important to make your website more informative & also it will attract new visitors to read your website. Make sure don’t compromise the quality of the content & more that the relevancy of the content & the link too.

So, Get rid of those nightmares & start your freelance business & also good luck for your financial profits.

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