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So, you were fortunate enough to get into a great college. Now, however, you’re bogged down with constant demands on your time and there always seems to be a test to study for or a paper to write. Somewhere in all of the hassle, you’re still expected to make ends meet.

The good news is that making money while you’re in college is not impossible, not if you’re willing to try out some new, different, and interesting types of work that are flexible enough to fit in with the schedule at your military friendly college.

Write a Match Blog!

Are you a skilled writer? If so, then know that you could make money by writing a match blog. While that term can refer to a few different things, what’s being referenced here are blogs that are matched with brands or companies.

These blogs advertise for the brand or company, which earns the blogger money and also gets more visitors to his or her site. If you’ve got a blog with a decent following (or if you can come up with one), then you can make money; it’s that simple. Check out Blog-Match or another company that matches blogs and brands.

Make Your Opinion Count

Would you like to earn money just for answering simple questions about yourself? Believe it or not, it’s more than possible to bring in cash by taking surveys online. A quick Google search will reveal plenty of options for earning money by taking surveys, and you can sign up for as many of these sites if you want. Your opinion helps to fuel market research and also puts money in your wallet!

Get Sponsored

Not everyone who blogs away or posts countless Youtube videos is doing it for the attention. Some people’s blogs, Youtube channels, and even Facebook accounts are sponsored, meaning someone is paying them to run those accounts.

Oftentimes, the person gives back something in return, such as mentioning the sponsor or even advertising for a particular brand, and almost all sponsored individuals have a wide following. If you’ve got the following, start looking around for sponsorship opportunities and let things take off!

Put That Money Away

When you use one or more of these ideas to start making money, you’ll be pleasantly surprised at just how quickly the cash starts to pile up! While it can be tempting to spend it all at once, make sure that you save at least a little something; a good rule of thumb is to save about 10% from every paycheck that you receive. Don’t opt for a savings account that comes with hefty administrative charges. Look for a bank, like BB&T, that gives free checking and savings accounts to college students.

Adrienne Erin is a blogger and aspiring author. When she’s not blogging about tech and social media, you might find her practicing her French, whipping up some recipes she found on Pinterest, or obsessing over vintage postcards and stamps.

With today’s troubled economic climate and with the fact that things seem to cost more than ever before, it’s incredibly easy to find yourself in debt. Tanked housing values, a tight lending market and high unemployment make it tougher than ever before to make ends meet. Unfortunately, for many, the relief of tapping into funds from credit cards, home equity and personal loans resulted in mounds of un-repayable debt.

This is a problem faced by people from all walks of life—from military veterans to teachers and even seemingly successful lawyers, doctors, and the like. The good news is that no matter who you are, what you do, or even how bad your debt problems are, you can take control of the situation and find your way out of debt for good.

Know Where Your Money Goes

One of the major reasons that people find themselves in debt is because they are not mindful of their spending habits. Starting right now, however, you can change all that. Spend a few days or a week writing down every penny that you spend and what you spend it on.

You’ll quickly see the areas where your spending is out of control, and that can help you choose areas to cut back. Need help regaining control of your finances? SpendingProfile.com is one great online resource for cataloging your spending habits.

Budget Your Money

Just as you need to see where you’re spending the majority of your money, you should also be aware of what bills you have and of your overall income. Take the time to sit down and write out a monthly budget. Pay attention to how much you earn, how much you have to pay for each bill and when bills are due. If you actually do have the money to handle your debts, you’ll be able to get back on track easily; if you don’t, you’ll know it’s time to turn to other tactics.

Working with Creditors

Often, when individuals are overwhelmed with debt, they choose to ignore their financial problems. When those creditors call, they refuse to answer the phone or they toss those past due bills in the trash can. This is a big mistake, however.

In many cases, if you’re willing to talk with your creditors and explain your situation, you can work out some kind of payment arrangement that’s better suited to your needs. Financial Library offers a great guide to dealing with your creditors.

Filing for Bankruptcy

Sometimes, people get so far into debt there’s really no easy way out. When this is the case, it may be time to consider filing for bankruptcy. While bankruptcy is often regarded as a financial dead end and one that leads to horrible credit, it actually helps people get back on their feet with a fresh financial start.

It’s not easy, however, and many applicants don’t qualify. Speak with a credible bankruptcy attorney to find out if you do, and, if so, what your next step should be.

Adrienne Erin is a blogger and aspiring author. When she’s not blogging about tech and social media, you might find her practicing her French, whipping up some recipes she found on Pinterest, or obsessing over vintage postcards and stamps.

Look around, what do you see? I see a lot of people struggling with their finances. Did you know the fact that an average  family’s income is lower than it was a decade ago? How is that to you? Doesn’t it seem at least a little unfair? It surely does to me. Unfortunately none of us have heard that prices got also lower. So how do people manage to survive these days? Most of them are really bad at money management. And you are absolutely right, it leads them to having a debt. Some even have up 10 debts same time. Is there anything possible to do with your debt? Go on reading and you may find some good solutions for you:

1. First of all, try to keep a track of your debts. Put everything on list to have a better visibility on what you are at right now.

2. Be realistic about your monthly budget. Always know how much you can afford to spend during next 30 days. This will help you to have a better understanding of your everyday expenses.

3. Your credit payments. Do not stick with minimum. I know that they say that it is better to make small payments then not making it all. This is true of course. But your goal is to forget your debt as a nightmare, that is why consider making even more cuts in your budget in order to increase your payments.

4. Limit yourself in spending. Pay with cash. You cannot pay with cash= You cannot buy this thing.
5. Have only 1 credit card. In case you have more, lock them somewhere or at least use the one that has the lowest interest rate.

6. Work on emergency funds. Learn to prioritize emergency cases.

7. This is the part where you will have to say good bye to your outdoors activities for a while. Eat in, invite your friends to watch movies at home, spend more time with your family. Do not imprison yourself, just try to be more rational with your entertainment. Do not turn to fast cash online only because all of your close friends are going to some interesting trip and you also feel like can’t miss this event. It’s not worth it.

8. Never give up saving. No matter how hard it is, keep on saving. Set a goal, have a rough plan and do not stop.

There are plenty of ways to help you either to avoid having a debt or maybe guide you through difficult financial times. It can get really tough sometimes; just remember that no one but you can help yourself. Be wise with your money and believe me, life will reward you!

With the average household debt increasing constantly all over the UK, homeowners everywhere are struggling to keep their increasing monthly payments under control. Without the proper debt management solution, their attempts are frequently accompanied by failure and most of the times lead to a growth of their monthly payment that simply cannot fit in their budget.

The various credit card related debt as well as the other large payments like mortgages, education or automobile loans are getting out of hand, an aspect which reflects in the rising number of people filing for bankruptcy. However, an alternative road to financial security and freedom comprises of corroborating your credit card debt with a secured loan. Let’s find out why.

1. The overall monthly interest paid is reduced
The principal issue and the main generator of credit card debt is the high interest rate in association with the additional charges. In essence, unsecured loans have an innate high interest rate that guarantees your lender he will be able to recuperate at least a part of his investment if you are not able to pay your debt. On the other hand, homeowner loans are secured against equity, which means that the risk you pose for the creditor is lower. Therefore, the interest rates of the loan are substantially reduced.

2. Your income/spending budget can be calculated easier
When you have a plethora of credit cards that have to be paid on different dates and each of them requires minimum monthly payments, your debt can easily spiral out of control. It’s hard enough to stay up to date with the major loans, so adding credit cards into the equation complicates things immensely. However, since a single affordable payment can be easily integrated within your budget easier and it eliminates effectively the need to remember every other single debt you have, you are greatly simplifying your finances.

3. A single creditor to deal with
The more unpaid credit cards you own, the more calls you will receive from the lenders and banks. As your debt grows – and, without the proper solution, it will – you will start to receive more and more calls from the creditors, often at the most inappropriate moments. However, since the secured loan consolidates all debts into a single account and the lender takes charge of handling your finances, you can be certain that your other creditors will no longer trouble you.

4. Enhanced affordability for the monthly payments
Secured loan consolidation doesn’t only imply that the value of the interest is lower. In fact, you can also specify a longer repayment period, which permits you to minimize the monthly payments to a sum that you feel comfortable with. True, the total interest paid is directly proportional to the span of the repayment period, but you will be able to manage your household budget easier.

5. You won’t be tempted to spend more than you should
What every credit card actually represents is a lure for overspending. In other words, how great is it to purchase something you want – not necessarily need – now and pay for it later? Cutting up your credit cards and consolidating the debt with the secured homeowner loan is just the cure you need for that temptation!

Payment Protection Insurance is an insurance typeproposed by lending corporations to individuals to help defend their loan and credit payments in case the individualscannot make the planned payment. PPI is intended to pay the debt if the individualloses his/her job, meets with an accident that prevents from working, or any sort of severe medicalissue. PPI differs from company to company. Like all sorts of insurance, PPI offers range of advantages.

Individuals, who are engrossed in buyingPPI,should go through the terms and conditions before moving forward to signing a PPI agreement.

Payment protection insurance is intended to keep off the debts if you’re unable to work due to some accident or some permanent disability. The PPI Claims would help you pay the regular amount of money to cover your loans and mortgage payments credit and store card payments. The lender company would pay the monthly payments for duration of twelve to twenty four months or until you get fit enough to start working again.

Other benefits of PPI claims are:

The PPI Company provides beneficiaries of payment protection to the customer. This would ease customer’s burden in the tough financial situation with minor extra fee that would be later added in your loan payment amount.

Even if the individuals are working and in good position with the PPI company can qualify easily for PPI. The details of PPI information along with billing statements are mailed to individuals so that can keep track of payments. The service to ask questions about the bills to online customer service is another facility provided by the lending company nowadays.

Most credit card companies and lending companies mail out PPI information with monthly billing statements. They may also offer the service to customer when they call in to make a payment or with questions regarding their bills.

Another facility provides by lending companies is the instant coverage. As soon as the individual agrees with the terms and provides the supporting documents, the PPI insurance is executed immediately. Some of the insurance companies offer waiting period of 4 months. The duration varies from lender to lender.

The money problems of the individual can be eased during the tough job times like during the recession or job uncertainty period or during the times when you could grab another job.

At times you invest all of the money in loans for your dream house or cars with some or almost no savings PPI claims can work leaps and bounds and help you escape the difficult financial circumstances without giving up your house or car dream. The PPI lending companies have come up with various facilities. It is up to you to select the one that suits you the best in the current situation.