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May 31, 2015

Upgrading to a 2 BHK apartment? Here’s where it will cost you the most

New apartmentGenerally it is hard to upgrade from a 1 BHK apartment to a higher BHK apartment but these days due to availability of real estate portals and real estate agents you can easily look for a 2 BHK apartment. Upgrading takes up a lot of energy and gives lot of stress and tension. These types of situations only come up at certain times in life and people are totally clueless about it. Modifying your house ordinarily happens when your family is extended or when you need more room for your storage or simply when you have some extra money to splurge on yourself and your family. Going from a 1 BHK to a 2 BHK will mostly be double the expenditure than the first one. As we all can imagine by the name only that from 1 Bedroom to 2 bedrooms you will have more space to keep all your things but there will be a rise in the costs that will take to maintain the house or the additional room. If you are in the search for a 2 BHK flat for rent in Kolkata or any other city then you can easily look for one on the real estate portal.

Here are some of the things that will increase your cost if you upgrade from a 1 BHK to 2 BHK:

  • Cost of the house: if you are buying a new house completely then that’s going to cost you double just because you are asking for an additional room. The rates for 2 BHK apartments are nearly touching the sky because of the high demand for them. Hence it extremely hard to find a good 2 BHK for rent in Kolkata or 2 BHK on rent in Mumbai. The other reason being that these cities come off as the prime cities and hence you will have difficulty finding apartments but if you keep a careful eye on the apartments and all the changes in the city then you are sure to succeed.
  • Maintenance: it doesn’t matter if you have a servant who does all your house work or if you do it yourself, the efforts to maintain a 2 BHK house is going to be enormous and hence even if you don’t have a house servant you will eventually have one. The home servants/maids ask for more money when there are more rooms in the houses and hence the salary that you paid to your previous servant won’t be what you will be paying to your new one. Moreover doing a normal pest control of your house and other things will also cost you more.
  • Security: now that you have 2 rooms the security of the second room will be an additional cost for you. If you believe in fitting CCTV cameras at your place or just normal safety measure then you will pay extra for that.
  • Decorating the room: decorating the room and adding furniture to the room is sure to be an additional cost to you. Also looking after the extra room will be asking for some money.

Hence if you are planning to upgrade to a 2 BHK house then be sure that you know all this points and you take decision only after evaluating and thinking over each and every point. If the upgrading is done with lot of thought then you might be able to eliminate some cost. Hence purchasing a permanent house try living in a 2 BHK flat for rent in Kolkata.

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May 13, 2015

Use of Credit Card for Age Verification on Sites Likely to Take Effect

Credit card verification filterThe assertion by UK’s Culture Secretary Sajid Javid to shut down Adult sites that do not implement strict age verification metrics should he remain in office after the country’s general elections are not to be taken lightly.

The UK has a culture of apparent strictness on policies regarding adult related materials within the country. In particular, the state has instituted various legislations against different adult acts that in their opinion are inappropriate. In addition, UK has shown little countenance to the easy manner in which people are able to procure adult material that include images and audio visuals.

Just a few months back, the Audiovisual Media Services Regulations of UK were amended. The result of that amendment was a tight bottleneck on the adult industry. Ahost of Adult acts filmed in the UK became restricted. From the amendment, acts such asface sitting, female ejaculation, fisting, physical restraint, spanking and verbal abuse are no longer legal. Adult content legitimacy battle has of course ensued. But the government always finds a way to get the upper hand.

Once again the UK government is taking on the adult industry with itsargument being against the unrestricted freedom of access to content on younger age brackets.

Ineffective restriction of access to adult content

The common method of restriction to access pornographic web content among major sites today is the use of “I Agree” button. Major adult sites like Phonerotica and Pornhub simply prompt you to declare whether you are above the age of 18 years before proceeding to watch their explicit videos. This is their way of restricting access for youngsters.

Recent surveys have shown just how young people between the age of 12 and 13 are addicted to adult content. It is not difficult to figure out how they got there. All the kid has to do is click the button informing the site that s/he is a few years older, making himself or herself an adult for the site to allow them access.

State action and its implications

The government of UK seems to have been disgruntled by these statistics. According to the Secretary of Culture, a new legislation is expected to ensure that people under the majority age are strictly locked from adult content. An independent regulating authority is to be instituted and authorized to compel the state’s Internet Service Providers (ISPs) to bring down sites that fail to include active age verification systems.

The next available option for these sites therefore is to seek credit card information as a means of age verification. This is likely to necessitate the opening of an age verification merchant account. These ISPs may get assistance from EMB, a leading US merchant payment services provider. More information regarding these accounts is available at emerchantbroker.com.

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