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April 18, 2013

How to Choose Boiler Cover for Perfect Protection

boiler-insuranceChoosing a new boiler as part of the latest home improvements can be a hard enough job as it is, without even thinking about the type of British Gas boiler cover to purchase to ensure it’s protected. As with the boiler itself, when making a decision on boiler insurance, you need to shop around to find the best option for your personal requirements.

What sort of cover do you need? What do you want to be included as part of the monthly premium? Maintenance costs, servicing and repair all need to be considered to ensure that you can make the best decision for your household.

  1. Boiler and Controls breakdown cover is one of the most basic types of insurance and can cost as little as £4 a month. The aim of this cover is to ensure you receive the help of specialist engineers in the event of boiler breakdown.
  2. Central heating breakdown cover can be taken for as little as £6 a month and extends the above cover to include your central heating as well as your boiler. If your central heating system conks out, having this cover could help get your heating up and running again.
  3. Homecare is a British Gas initiative that is highly recommended for homeowners throughout the UK. It helps to cover the cost of boiler maintenance, faulty electrics and damaged pipes as well as having an annual boiler service and efficiency check included.
  • HomeCare 100 is £9pm and includes an annual boiler service and boiler and controls cover.
  • HomeCare 200 is £11pm and also includes central heating cover.
  • HomeCare 300 is £14pm and covers drainage issues too.
  • HomeCare 400 is the ultimate package, at £17pm, and includes all of the above and electrics cover as well.

Regardless of your personal budget, signing up for boiler insurance is a sensible premium to consider. After all, what’s a few pounds a month if it helps to pay for a job that would otherwise cost hundreds? Take a look at the options available and give yourself the peace of mind you deserve as a homeowner.

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