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Buying a property can serve many purposes and the most lucrative option is the investment point of view. If you have the right property at the right location, you might find your money double and triple in a couple of years without having to put in anything extra. What it depends on mainly is the location of your property. If you buy a house in one of the most developed areas of the country, the rate is very high and very few of us can actually afford it. In the under-developed areas, the rates are very less and yet there is no prospect of the principle amount multiplying from time to time.

Get a developing area and invest in the properties there. This gives you the advantage that the prices are considerably lesser and the fruitfulness of the investment is quite high. The outskirts of the cities like Mumbai and Pune are hosting a lot of properties which is ready to be taken. In MCHI Exhibition 2015 such properties are showcased as you might have seen. Opt for one of these and see how rapid the growth is.

A Property Trade Fair in Mumbai

Mumbai poses quite a lot of investment opportunities in terms of properties for people. While the main city hosts properties which are expensive, the outskirts and areas like Navi Mumbai offer growth like never before. A property expo in Mumbai is the thing you should visit if you are willing to make a profitable investment. Here ae showcased some of the best properties in all that area and from the house of some of the best builders which makes this opportunity very lucrative for buyers.

This real estate trade show which is called MCHI is housed by CREDAI which gives it permission to go ahead and celebrate the silver jubilee. This ensures that you will be exposed to only the best that this industry has seen. This in turn means that you have full opportunity to interact with all the influential decision makers and the real estate lords who will guide you towards your dream destination. In various property trade shows which are hosted by the private parties we find some new faces in this business who are not really trustworthy. Being accredited by the CREDAI has made the MCHI one of the most fool-proof exhibitions.

In conclusion

Make a list of whatever you are in doubt of before you go to this exhibition. Understand wherever you are having difficulty in and in such a massive exhibition there would be many people rushing to your help. Don’t forget to take the prospective buyer’s opinion as well, since you can have a better understanding of projects with their help.

Real estate investing can provide benefits of monthly cash flow, equity growth, appreciation. Many investors believe that you have to have sufficient money to invest in a property. However it’s always not the case. In some situations, the investor avoiding any further complications and abundant money goes for full cash payment for the property. A clever group would choose conventional mortgage where 20% down payment is required which may extend to 25-30% according to the property dealers in Delhi. The rest is paid through house loans where a minimum interest rate is charged. The mortgage loans can be from banks, from brokers or from credit unions. Though in most of the cases the real estate brokers in Delhi acquire the money from some other governmental institution or any other source but the bank or the credit unions can provide the entire sum from their own pocket and hence are called portfolio lenders. Their loans are more flexible to the investor. Another option for financing in a real estate investment is through hard money i.e. money obtained from any private institution or individuals. This money can be obtained without any income verification and credit history checking but it costs a higher interest on loans and high fees for obtaining the loan. The hard money can be obtained within days and thus if there is immediate requirement of cash inflow, hard lenders are the only option available to the investors.

A few property dealers in Delhi are Anushree Realtors, Absolute Solutions, North India Realty and Atul Mishra and associates. A limited number of specifically designed shops lying next to the bustling Noida metro station are provided by the real estate brokers in Delhi. These air conditioned shops of different sizes are collaborated to form a mall in future where all types of goods would be available. This mall would have certain advantages such as Radisson hotel, Golf course and Kalindi Kunj Bridge in the near vicinity.

The Narang Property dealers in Delhi provide access to certain properties for the customers. A property located in Vikaspuri has 3 bedroom apartment costing about 1 crore. There are 3 bathrooms and 2 balconies with Rs 8,900 per square feet. Another property shown by the real estate brokers in Delhi is the 2BHK flat in Vikaspuri costing 65 lakhs with 2 bathrooms but no balcony.

The real estate brokers in Delhi provide access to buyers in the Gulshan Bellina in sector 16 of greater Noida. 2BHK apartments with 1100square feet of total carpet area available at a price of 35 lakhs whereas 3BHK flats with carpet area extending from 1300 to 1750 square feet at a price of 42 to 52 lakhs. The general amenities available are jogging park, basketball court, kids play area, Aerobic centre; massage room, unisex parlour (AC), and wheel chairs for sick or disabled member of the co-operative. The best facility is its 24*7 security customer care centre team guarding the house.

Can you plan a dreamy honeymoon within budget? Is it possible to gift your partner the most cherished moments of his/her life even while counting your dough? If you are looking forward to your honeymoon any time soon, you might as well want to secure a few tips with the help of which it would be possible for you to save money on your honeymoon trip. Read on to find out more.

Tips to save on your honeymoon

For many couples, savings are the last thing on mind when they are honeymooning. However, it is not really sagacious on your part to embark on a dreamy trip without proper financial planning. The moment you start paying, you understand the kind of costs you might as well end up shelling out. Your expenditures might leave you drained if you are not planning properly. Here are a few tips with the help of which you can end up making substantial savings on your honeymoon. Read on find out more.

Utilize your reward points

Your honeymoon is the right time for you to cash in on the points in your credit card. Reduced or free airfares might as well come as a huge gift under these circumstances. However, if you do not really have enough miles to be covered you can always upgrade your coach in order to ensure that you are starting and wrapping up your honeymoon in style.

In fact, it would be even better if you are ditching the airfares in favor of a fulfilling road trip with your partner. Make sure you are leaving no stone unturned to ensure that this remains one of the most romantic journeys of your life, by introducing soft music while you’re on road and taking a small detour to a romantic getaway.

Make sure you are taking advantage of the shoulder season

It is always advisable that you are avoiding the peak season for travel. Hotel and airfares generally skyrocket at that point of time. The peak and low seasons might vary with different destinations. It is only natural for locals to charge you more on lodging and food if you are visiting at a time when everything is in demand.

Research research research!

Make sure you are investing proper time in researching on the travel deals. You are not really required to visit travel offices separately in a bid to compare these deals. Everything can be done online. Please make sure you are actually taking out time to conduct this comparison between rates offered by different travel agencies. You are not required to leave the comfort of your home in a bid to find this out. Make the most of this opportunity to secure an idea about the kind of money you will have to shell out. This is an important step to ensure that you are actually zeroing in on the most affordable deals in the market. Dig deeper to look out for coupon sites carrying exciting combo offers. There are sites which might as well give away gift cards and discount coupons from the same retailer. Bundle these offers together.

Conclusion

You necessarily are not really required to browse through the pages of complicated finance journals (discussing stock markets, Real Estate Pune or for that matter any other global financial trend) in order to learn how exactly you can end up saving on your honeymoon trip. It is all about following a few simple steps— like those mentioned above! Best of luck!

Generally it is hard to upgrade from a 1 BHK apartment to a higher BHK apartment but these days due to availability of real estate portals and real estate agents you can easily look for a 2 BHK apartment. Upgrading takes up a lot of energy and gives lot of stress and tension. These types of situations only come up at certain times in life and people are totally clueless about it. Modifying your house ordinarily happens when your family is extended or when you need more room for your storage or simply when you have some extra money to splurge on yourself and your family. Going from a 1 BHK to a 2 BHK will mostly be double the expenditure than the first one. As we all can imagine by the name only that from 1 Bedroom to 2 bedrooms you will have more space to keep all your things but there will be a rise in the costs that will take to maintain the house or the additional room. If you are in the search for a 2 BHK flat for rent in Kolkata or any other city then you can easily look for one on the real estate portal.

Here are some of the things that will increase your cost if you upgrade from a 1 BHK to 2 BHK:

• Cost of the house: if you are buying a new house completely then that’s going to cost you double just because you are asking for an additional room. The rates for 2 BHK apartments are nearly touching the sky because of the high demand for them. Hence it extremely hard to find a good 2 BHK for rent in Kolkata or 2 BHK on rent in Mumbai. The other reason being that these cities come off as the prime cities and hence you will have difficulty finding apartments but if you keep a careful eye on the apartments and all the changes in the city then you are sure to succeed.

• Maintenance: it doesn’t matter if you have a servant who does all your house work or if you do it yourself, the efforts to maintain a 2 BHK house is going to be enormous and hence even if you don’t have a house servant you will eventually have one. The home servants/maids ask for more money when there are more rooms in the houses and hence the salary that you paid to your previous servant won’t be what you will be paying to your new one. Moreover doing a normal pest control of your house and other things will also cost you more.

• Security: now that you have 2 rooms the security of the second room will be an additional cost for you. If you believe in fitting CCTV cameras at your place or just normal safety measure then you will pay extra for that.

• Decorating the room: decorating the room and adding furniture to the room is sure to be an additional cost to you. Also looking after the extra room will be asking for some money.

Hence if you are planning to upgrade to a 2 BHK house then be sure that you know all this points and you take decision only after evaluating and thinking over each and every point. If the upgrading is done with lot of thought then you might be able to eliminate some cost. Hence purchasing a permanent house try living in a 2 BHK flat for rent in Kolkata.

Due to the sudden recovery in the housing market across the United States of America, prices in many markets have shot up. According to reports by Realty Trac, the median sales price of the single-family homes and condominiums had reached their highest level since September, 2008. Appreciation of price and the tempting number of foreclosures created frenzy among the real estate investors who were willing to pay cash and this in turn made it tougher for the traditional buyers to compete with them. However, experts are of the opinion that 2015 will be marked due to rejuvenation of normalcy and balance for the entire real estate markets throughout the nation. It has been a tough time for the buyers but it is certainly going to be easy in 2015.

The chief economist of Redfin.com, Nela Richardson agrees that it has been a pretty clear pattern that the activity among the investors has been shrinking with time. Nowadays, investors are only interested in places where they can buy low and sell high. The growth in price is slowing down dramatically and hence they are not able to sell at a much higher price than what they buy. Investment properties will be less interesting in 2014 and will continue throughout 2015.

Real estate trends to watch out for in 2015

If you’re an investor or a buyer, you should be aware of the bigger picture and before taking any step into the market, you need to know the trends that you should watch out for. Below listed are some of the real estate market trends that you should be aware of in 2015.

1. An improved market for all buyers: For all the middle-class homebuyers within the US, 2015 is indeed going to be a rather better year than 2014 as more inventory will be coming into the market, as per chief economist Jed Kolko. As the appreciation of home prices are predicted to flatten out, the present owners will have enough incentive to sell off their properties before the prices dip down yet again. In fact, the median sales price for single household homes was $217,400 in 2014, which was up from 2013 when the median sales price was only $196,300, as per the National Association of Realtors. For the buyers, the good news is that there are lots of people who have got back above water.

2. Interest rates on mortgages will stay pretty low: An ace mortgage broker sees an indeed prosperous and flourishing 2015 and due to that he plans to increase his number of mortgage officers. What is the key reason behind this? Well, the interest rates are going to stay pretty low simply due to the locational chaos and unrest and this will in turn keep inflation under control and will also lower oil prices. More and more buyers will be starting soon with buying homes in 2015. The interest rates were already low in 2014 but in 2015 the lower rates would translate to higher number of home sales.

3. The changing age game: The millenials are even bigger cohorts than their so-called baby boomers generation. As the tendency among the millenials to procrastinate homeownership and rent longer will directly affect the apartment sector, survey interviewees also studied that the investors should take into account the housing preference of millenials that could change in 2020s. Looking beyond the millenials, this report also predicts further changes in the industry which results in the emergence of the smaller Generation Z.

4. Relationship of real estate & technology will intensify: We all are aware of the fact that no particular form of real estate is excluded from the expansion of technology. Technology is the main factor that is evoking chance in space use, locations and other demand levels. Now that the entire industry is going online and there is increasing birth of e-commerce websites, the love-hate relationship between technology and real estate will definitely intensify.

Top 10 global real estate markets to invest your dollars in 2015

Now that you know the real estate trends that you should watch out for, you should also know the top 10 markets where you can invest your dollars. Here are the names:

1. Williamsburg, New York
2. Tokyo Toyosu – Kachidoki bay
3. Barangaroo, Sydney
4. 16th arrondissement in Paris
5. Cape Town Central Business District
6. Kowloon West in Hong Kong
7. Tiong Bahru in Singapore
8. Runda and Gigiri in Nairobi
9. Victoria Park, London and
10. Business Bay in Dubai.

So, if you have your dollars invested in credit card debt, student loan debt, and non-profit debt consolidation companies or in auto loans, make sure you invest some of your dollars in the real estate industry in 2015. You can definitely reap good returns this year.